Internet saving for students
Internet saving, it is easy fast and most students will probably never have done otherwise. Simply manage all your (savings) money and make transfers with your PC, laptop, tablet or smartphone. However, now that you have become a student, it can be interesting to see if there are any banks that can give you a cheaper rate for banking with the special ‘student packages’.
A small difference in savings interest can already make a big difference every year with your savings, in addition to that the costs at the various banks can vary considerably and you can also keep more monthly in this way. The internet savings accounts often have the following features:
- Record freely
- No minimum investment required
- Easily transfer with your computer or mobile phone
- No paper bank statements are sent
For most students, not receiving paper bank statements will not be a problem, you can print these statements easily and quickly with internet banking. In addition, the free recording and the fact that you do not have to make a minimum investment are interesting features.
Add to this the fact that the costs of these student accounts are often lower and you know that you can get a substantial saving every month in this way.
Students open Internet savings account
The costs for internet saving can be kept lower for banks as they also have less work to do. After all, you simply manage most matters yourself without the intervention of a person at the bank.
If you have doubts about switching, it is advisable not to stare blindly at the various welcome gifts, these seem attractive but if the monthly costs are high then this benefit is quickly forgotten. So first look at the costs of, for example, standing in red or the credit card.
If the bank also has a favorable interest rate then that is a nice bonus. The personal situation differs per student and therefore it is good to study the various packages so that you know for sure that you have the right package for your situation.
Of course, you also want to make a good start after student life and a high interest rate can increase your hard-earned savings without having to do anything yourself. So always make a well-considered choice when taking out a student package at one of the many banks.